Are you interested in finding cheap vision insurance plans you can purchase directly from a private insurance company? There is a wide array of eye care plans with different costs, coverage options and qualifications.
The most affordable eye insurance plans are not always offered through employers. In fact, some employees may choose not to use the employer-sponsored insurance company if it does not work for their budget.
VSP insurance is one of the most common insurance providers in the U.S. Nearly 80 million Americans are covered through the plans offered by VSP, or Vision Service Plan. It offers coverage options to many types of beneficiaries, including self-employed and unemployed individuals.
Almost anyone can get a VSP insurance plan, from veterans to retirees to families. Plus, VSP providers are located throughout the United States, offering flexible coverage options no matter where you live.
The cost of VSP insurance depends on a few factors, including where you live and the type of coverage you need. Most VSP insurance plans start at just $13/month and allow you to customize your coverage options, so you only pay for what you need.
Need eye insurance fast? VSP insurance allows you to enroll throughout the year. Once you purchase a plan, it takes effect that same day.
EyeMed insurance is another popular independent vision insurance company. The company has the largest network of vision providers in the nation, giving you plenty of options to choose the doctors and brands that work for you.
When you purchase an EyeMed insurance policy, you can get access to over 66,000 eyecare providers. The cost of EyeMed insurance plans start between $5 – $30/month, depending on the level of coverage. Generally, the lower your monthly premium, the higher your out-of-pocket expenses.
All EyeMed insurance plans include one free annual eye exam, aside from any charged copayments.
Affordable eye insurance is also available from the following companies:
- Direct Vision Insurance
While you search for the cheapest eye insurance company, be sure to compare the coverage options for each plan. If you wear glasses or contacts, it may be best to find a plan that offers discounts toward the purchase of frames or lenses. Sometimes, the vision plans with the lowest monthly premiums could wind up costing the most in out-of-pocket expenses.
Some eye insurance companies may even offer partial coverage toward laser eye surgery. If you are a candidate for this procedure, you may be interested in learning more about any available discounts.