Eye insurance policies cover a portion of your out-of-pocket expenses for vision care. From eye exams to glasses and contacts, you can significantly reduce the cost of maintaining good eye health with these types of insurance policies. But the truth is, millions of Americans are not covered by a vision insurance policy.
VSP insurance and other individual vision policies help people get covered when they do not have vision insurance through work. Health and vision insurance is not always offered in a combination benefits package, but that doesn’t mean you should go without! Learn more about eye insurance, including how to get it and what it may cover, by reading through the slides below.
Finding affordable eye insurance can feel like a struggle for those who do not have coverage through their jobs. However, these insurance policies can make a big difference in your out-of-pocket expenses, especially if you wear contacts or glasses.
Millions of workers use employer-sponsored health care for their medical needs. However, eye insurance is not always offered, because employers are not required to make it available to their employees.
According to federal law, all companies with 50 or more full-time employees are required to offer health insurance. But dental and vision insurance are optional, which is why millions of Americans go without coverage.
Luckily, you can still purchase an affordable eye insurance plan from a private insurance company that can help lower your expenses. VSP insurance, for example, is one of the largest individual vision insurance providers in the nation.
So, what does eye insurance cover? This largely depends on the company you choose as well as the specific policy for which you qualify. However, most optical health insurance plans offer coverage for the following services:
- Preventive care (eye health exams, vision acuity tests and more)
- Eyeglasses (frames and lenses)
- Lens protection and coatings
Some people may overlook the importance of eye care, especially if they cannot access employer-sponsored vision care. When it comes to optical health, insurance makes it much easier to attend routine exams and checkups. The health of your eyes is essential to most everyday activities, so why not protect them?
Eye insurance can help you pay for eye exams, which could detect hidden health issues that you might not have otherwise noticed. And when you consider the sheer number of adults who use glasses or contacts (66% of adults over the age of 18!), getting screened for vision correction becomes even more important.