Medical Grants to Help Pay Bills

Medical grants can pay for a portion or all of your health care expenses. Doctors and medical care are expensive, and a sudden illness or injury can surprise you financially. If you have limited resources, you may be eligible for a grant to help you cover those unexpected expenses.

Unlike loans, you do not need to repay funds from a grant. But how do you find and apply for these grants? Research federal and local government programs to find out about grants and what health care costs they cover.

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Are There Grants for Medical Bills?
grants for medical bills
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Federal, state, and local governments offer financial assistance for residents who need and qualify for help. Health care facilities may be able to connect you with organizations with medical grants for patients.

Nonprofit organizations, like The United Way, and pharmaceutical companies, like AstraZeneca, provide millions in assistance. As an interested party, you will need to fill out the application paperwork for each grant.

You may qualify for a medical grant if you have exhausted your resources and cannot afford to pay your health care cost and living expenses. Most medical grants are available for low-income households with few assets.

Your credit score will not influence your eligibility. A medical grant application should not ask about your credit history, but it will have questions about your:

  • Income and benefit payments, such as Supplemental Security Income (SSI).
  • Health care insurance coverage.
  • Assets, such as a savings account.

The internet makes it easy for you to find grants for which you are eligible. The Aunt Berta database, for example, uses your ZIP code to find and match you with local agencies with free or low-cost services.

The HealthWell Foundation is one of the largest medical grants organizations. Last year, it provided $610 million in grants to pay medical bills, co-payments, insurance premiums, treatment costs, and more. 

You can apply for HealthWell Foundation funds online based on your medical condition, such as Acute Myeloid Leukemia and Wilms’ Tumor. Similarly, you may need to submit an application based on why you need financial assistance. For example, you can apply for treatments or vitamins and supplements for Cystic Fibrosis. 

The PAN (Patient Access Network) Foundation helps those with life-threatening diagnoses with out-of-pocket costs for treatment. On the foundation’s website, you can search for financial assistance by disease, medication, or service. 

The National Association of Free and Charitable Clinics (NAFC) offers low to no-cost medical services. The organization uses medical grants to provide care to those who have limited access to health care or do not have insurance.

Find out what type of health care costs grants can pay for next.

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By Admin