Generally speaking, grants cover all types of health care expenses. Many grants pay for all costs related to medical treatment and recovery. However, certain medical grants may only cover one aspect, such as prescription drugs or medical equipment.
In your search for medical grants, choose ones that fit your situation. This can cut down on the number of applications you will need to complete. For instance, grants that cover medical bills would be beneficial if you do not have health insurance. Health insurance grants that help pay insurance premiums, on the other hand, would better serve if you need financial assistance to pay for basics.
Medical grants can cover expenses like the following:
- Monthly health insurance premium payments
- Deductibles and copayments
- Prescription medication
- Medical equipment
- Medical bills
- Medical debt
- Health care services
- Emergency care
- Dental care
- Vision care and prescription lenses
- Mental health care
- Rehabilitation, drug and alcohol treatment
Medical grants may be tangible goods instead of cast. For instance, if you use the Rx Assist online directory, you may receive free medications from pharmaceutical companies.
While grants can help cover past debts, free and low-cost medical services cut the costs completely. Your local government may give grant money to institutions, so they may provide affordable care.
For example, speak to representatives at medical schools about patient programs. The university may pay for the cost of your treatment and recovery.
Search for medical debt relief grants locally, such as through the health care facilities, patient programs, and religious organizations. Local organizations likely have fewer applicants than grants available nationwide.
If you have a medical condition, look for specific grants for patients with the same condition. You may qualify for government-sponsored health insurance if you have a specific life-threatening diagnosis.
Keep in mind, your medical bills may not qualify for a grant if the services were elective. For instance, many grants will not pay for cosmetic surgery. Nonetheless, some organizations may permit elective surgery costs for specific cases, such as decreasing the appearance of scars on a child or victim of violence.
Depending on where the financial assistance comes from, you may have no limitations on how to spend funds. If you used crowdsourcing, such as GoFundMe, you could use donations however you want, but donors will likely want you to use the money for what you stated.
You should also look into programs available in your state. Federal programs also provide financial relief from medical bills.